Asset Based Lending

Asset Based Lending

K-WAM Financial Solutions asset based lending provides companies with greater liquidity and flexibility than a traditional commercial bank loan. We understand that in businesses that grow, cash does not always flow (the way we would like). That’s why K-WAM Financial Solutions underwrites asset based loans primarily on collateral, not on cash flow. We provide a bridge to the future and help our clients that need alternative to traditional banks. Our team provides small-business financing that works for fast-growing, undercapitalized middle-market companies.

We help clients:

  • Companies with revenue between $5 million and $100 million
  • Have credit needs of $2,000,000 to $10,000,000 million of capital available
  • Lendable assets include accounts receivable, raw/finished inventory and machinery & equipment
  • Private or public U.S. company
  • Service, manufacturing and distributor businesses in all sectors

Our asset based funding clients have some combination of these attributes:

  • Have seasonal peaks and valleys in their revenue
  • Are acquiring another business
  • Are looking to refinance their existing lender
  • Are going through a recapitalization or restructuring
  • Are at the beginning, middle or end of a turnaround (including DIP and exit financing)